Crypto Wallet & Exchange Card Programs
Turn Your Crypto Wallet into a Global Payments Powerhouse
Bridge the gap between digital assets and real-world spending.
OTLRS provides the complete, at-cost infrastructure for Web3 pioneers to launch their own branded Visa or Mastercard card programs, transforming any crypto wallet or exchange into a global payment solution. Move beyond speculation and unlock tangible utility for your users, enabling them to spend their crypto holdings at over 100 million merchants worldwide
The Challenge
From Digital Assets to Everyday Utility
For too long, the Web3 ecosystem has been constrained by a fundamental disconnect from the traditional economy. While crypto wallets and exchanges excel at managing digital assets, they lack the direct payment rails to enable seamless, everyday commerce. This forces users through cumbersome and expensive off-ramping processes, creating friction and limiting the real-world utility of their assets.
Launching a card program independently means navigating a labyrinth of licensing, compliance, and direct scheme access negotiations with card networks — a process that can take years and millions in upfront investment. Most Web3 companies are forced to rely on intermediary EMIs and BaaS platforms that stack margins, limit product control, and misalign incentives.
Your Branded Card Program, Launched in Weeks
OTLRS eliminates these barriers with a venture-building model that provides the institutional rails, regulatory access, and operator-led execution needed to launch a compliant, global card program in a fraction of the time. We provide direct scheme access with Visa and Mastercard, enabling you to become the principal issuer of your own card program and capture the full economic benefits, including interchange revenue and scheme incentives.
Our stablecoin-funded treasury and crypto-to-fiat conversion capabilities allow for real-time authorization and settlement, creating a frictionless payment experience for your users. With OTLRS, your wallet becomes a full-service financial platform — not just a place to hold assets, but a tool to spend them.
Key Features
Become a principal issuer with direct access to Visa and Mastercard networks, eliminating intermediary fees and maximizing your revenue.
Treasury Fund your card program using USDC or USDT, enabling seamless conversion and real-time settlement for global transactions.
Issuance Issue virtual and physical cards to your users in over 108 countries, enabling them to spend their crypto assets anywhere Mastercard or Visa is accepted.
Our venture model provides all infrastructure and licensing at cost, with no margin stacking or hidden fees. We succeed when you succeed.
Framework Leverage our institutional-grade compliance, including KYB/KYC, transaction monitoring, and multi-jurisdiction regulatory management.
Provide seamless on and off-ramps for your users, allowing them to easily convert between fiat and crypto within your ecosystem.
How It Works
step 01
APPLY
Free assessment of product-market fit, revenue potential, scalability, and GTM readiness. Acceptance decision by OTLRS.
step 02
DISCOVERY
Product & GTM workshops to validate use cases, refine positioning, and define success criteria.
step 03
AGREEMENT
Tripartite agreement signed between OTLRS, partner FSI, and the portfolio company.
step 04
SCALE
Market expansion with new geographies, services, and revenue streams once PMF is achieved.
Why?
Ready to Build?
