Asia Pacific
Cross-Border
Card Issuance
The Engine for Growth in Asia Pacific
Unlock the fastest-growing digital economy in the world.
OTLRS provides a flagship program for cross-border card and account issuance throughout the Asia Pacific region. Our infrastructure empowers fintechs, enterprises, and Web3 pioneers to launch and scale their payment services in key markets like the Philippines, Thailand, Vietnam, and Malaysia - without the need for local licenses in each country.
The Challenge
A Fragmented but High-Growth Region
The Asia Pacific region is experiencing explosive growth in digital payments, with the market valued at $15.79 trillion in 2025 and projected to grow to nearly $18 trillion in 2026. However, it remains one of the most fragmented financial landscapes in the world. Each country has its own unique regulatory framework, payment infrastructure, and consumer behavior.
For businesses looking to expand across the region, this means navigating a complex web of licensing requirements — including Major Payment Institution (MPI) licenses — and building separate, localized solutions for each market. This is a slow, expensive, and resource-intensive process that stifles innovation and delays time-to-market.
A Unified Gateway to APAC
OTLRS has built a unified, at-cost infrastructure that provides a single point of entry to the entire APAC region. Our unique model allows you to bypass the need for individual MPI licenses in each market, enabling you to launch a compliant, cross-border card program in a fraction of the time.
We provide the institutional rails, the regulatory access, and the operator-led execution to manage the complexities of the region, so you can focus on capturing the immense market opportunity. From SME wallets in the Philippines to crypto-to-fiat payouts in Vietnam, our platform is the engine for financial innovation in Southeast Asia
Key Features
Our flagship program enables cross-border card issuance throughout APAC, eliminating the need to secure local MPI licenses in each target market.
Gain immediate access to high-growth markets, including the Philippines, Thailand, Vietnam, and Malaysia, through our pre-built payment and compliance
Launch powerful financial products for the underserved SME sector, including multi-currency corporate cards (PHP/USD) and automated expense management tools.
Serve the burgeoning Web3 ecosystem with compliant and efficient crypto-to-fiat payout capabilities in key Southeast Asian corridors.
Our venture-building model provides the entire APAC payment infrastructure at cost, giving you an unparalleled competitive advantage.
Partner with a team of fintech operators who have deep, on-the-ground experience building and scaling payment businesses across the Asia Pacific region.
How It Works
step 01
Select Your Markets
Choose your priority countries within our APAC network, starting with the Philippines, Thailand, Vietnam, or Malaysia.
step 02
Integrate & Configure
Connect to our unified API and configure the specific payment services you need, from SME wallets to cross-border payouts.
step 03
Launch Regionally
Go live with a compliant, multi-country solution in weeks, not months.
step 04
Scale with Demand
Seamlessly expand your product offering and geographic reach as your business grows across the region.
Why?
Ready to Conquer the APAC Market?
