Cross-Border Corporate Card & Account Issuance
Global Expense Management, Reimagined
Empower your business with a unified platform for global spending.
OTLRS enables companies to issue multi-currency corporate cards and accounts for employees, contractors, and operational expenses across 140+ countries. Eliminate fragmented financial tools and gain real-time control over your global budget with a single, integrated solution designed for the modern, borderless enterprise.
The Challenge
The Friction of Global Operations
Managing a global team and international operations is complex. Businesses grapple with a patchwork of local bank accounts, expensive wire transfers, and a lack of visibility over corporate spending. Issuing corporate cards in multiple countries traditionally requires separate banking relationships, each with its own compliance hurdles and technical integrations.
This fragmentation leads to high FX costs, delayed payments, and a significant administrative burden on finance teams, hindering scalability and operational efficiency. The global BaaS market is projected to grow from $26.47 billion in 2026 to over $108 billion by 2034, reflecting the massive demand for modern, embedded financial infrastructure.
Centralized Control, Global Reach
OTLRS provides a comprehensive platform that centralizes your corporate spending. Our venture-building model gives you the institutional rails to issue your own branded corporate Visa or Mastercard programs and provide multi-currency accounts to your team, all managed from a single dashboard.
Whether you are a Web3 company managing operational spend across Southeast Asia or a multinational enterprise streamlining contractor payments, our at-cost infrastructure transforms your operational costs into a strategic advantage. We handle the licensing, compliance, and banking partnerships so you can focus on running your business.
Key Features
Issue local IBANs and accounts in multiple currencies (e.g., USD, EUR, GBP, PHP), allowing your team to pay and get paid like a local.
Launch virtual and physical corporate cards with granular spending controls, including MCC restrictions and per-transaction limits.
Streamline your finance operations with real-time expense tracking, automated receipt capture (OCR), and direct integration with accounting software like Xero and QuickBooks [2].
Leverage our real-time FX engine to minimize conversion costs for cross-border payments and multi-currency settlements.
Manage your global treasury from a single source, with options for both fiat and stablecoin-funded accounts (USDC/USDT) for ultimate flexibility.
Operate confidently with our built-in, multi-jurisdiction compliance framework that handles KYB, transaction monitoring, and regulatory requirements across markets.
How It Works
step 01
Design Your Program
We work with you to define the parameters of your corporate card and account program, including spending rules and user permissions.
step 02
Integrate & Onboard
Connect our APIs to your internal systems and seamlessly onboard your global team members through a streamlined KYB process.
step 03
Issue & Spend
Instantly issue virtual or physical cards and multi-currency accounts to your employees and contractors.
step 04
Control & Analyze
Monitor global spending in real-time, automate reconciliation, and generate detailed reports from a single dashboard.
Why?
Ready to Scale Your Global Operations?
